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        • Low Rates

          Stop losing loans to competitors. Keep your customers and earn more by offering lower rates.

          Low Rates

          Fast Closing

          Close your loans fast and be an industry leader. Our average turn time from loan submission to clear to close is 10 days.

          Fast Closing

          Expanded Products

           Gain access to a wider range of products to provide better service to your customers and referral partners.

          Expanded Products

          Compensation Plans

          Earn more on each loan with a transparent compensation plan that has no hidden fees. Get paid fast with weekly payroll. We also offer team building opportunities.

          Compensation Plans

          Robust Support

          Boost your production and experience success with the support of a committed team of owners, operations staff, account executives, managers, and teammates.

          Robust Support

          Impactful Marketing

          Get the tools and systems that you need to gain new business, impress your referral partners, serve your clients and mine your database.

          Impactful Marketing

          Uplifting Culture

          Enjoy a culture that enhances your professional growth and cultivates enduring friendships.

          Uplifting Culture

  • About Lender Express
  • Meet the Owners

Ashley Ragan

Branch Manager at Mountain Country Mortgage, Flagstaff, Arizona
Ashley Ragan
Manager, Flagstaff, AZ

Hi, I’m Ashley Ragan, the Branch Manager and Loan Officer at Mountain Country Mortgage in Flagstaff, Arizona. With over 15 years of experience in the mortgage industry, my journey has been one of growth, determination, and a passion for helping others succeed. I’m excited to share a little about myself and what I believe makes our team and our company special. 

 

I began my career in the food and beverage industry, where I developed strong customer service and operational skills. After several years in that field, I realized I was ready for a new challenge and a career where I could make a real impact. About 15 years ago, I made the transition into the mortgage industry, starting as a part-time Administrative Assistant at with my current team in Flagstaff. Even though I didn’t have prior mortgage experience, I quickly proved myself, and within a month, I was promoted to a full-time Processor. That role marked the beginning of my rapid career progression, and I worked my way through various positions, including Processor, Closer, Funder, Underwriter, and Loan Officer. Each role helped me build a comprehensive understanding of the mortgage process from start to finish. 

My career continued to advance as I took on leadership roles, first as Assistant Branch Manager and now as Branch Manager here at Mountain Country Mortgage. In this role, I have the privilege of leading a talented team and ensuring we provide the highest level of service to our clients. 

 

I’m passionate about mentorship and professional development. My goal is to create a supportive environment where my team members feel empowered and have the resources they need to succeed. Whether through training, guidance, or just being there to listen, I am dedicated to helping our loan officers grow in their careers. It’s incredibly rewarding to see them reach their potential and achieve their goals. 

 

Outside of work, I’m deeply involved in my local community. I volunteer at the Flexstep Food Kitchen, sponsor local little league teams, and participate in various community initiatives. Giving back is important to me, and it’s something I prioritize in both my personal and professional life. 

 

At Mountain Country Mortgage, we’re committed to operational excellence, teamwork, and delivering exceptional service to our clients. If you’re looking to grow your career in a supportive, dynamic environment, I’d love to have you join our team and experience the culture we’ve built here. 

Contact Me

Ready to start a conversation? Give us me call or send me an email. I look forward to helping you build your career with Lender Express.