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        • Low Rates

          Stop losing loans to competitors. Keep your customers and earn more by offering lower rates.

          Low Rates

          Fast Closing

          Close your loans fast and be an industry leader. Our average turn time from loan submission to clear to close is 10 days.

          Fast Closing

          Expanded Products

           Gain access to a wider range of products to provide better service to your customers and referral partners.

          Expanded Products

          Compensation Plans

          Earn more on each loan with a transparent compensation plan that has no hidden fees. Get paid fast with weekly payroll. We also offer team building opportunities.

          Compensation Plans

          Robust Support

          Boost your production and experience success with the support of a committed team of owners, operations staff, account executives, managers, and teammates.

          Robust Support

          Impactful Marketing

          Get the tools and systems that you need to gain new business, impress your referral partners, serve your clients and mine your database.

          Impactful Marketing

          Uplifting Culture

          Enjoy a culture that enhances your professional growth and cultivates enduring friendships.

          Uplifting Culture

  • About Lender Express
  • Meet the Owners

Meet the Owners

Welcome to Lender Express Mortgage – Meet the Owners

At Lender Express, we believe that strong leadership creates lasting success

Our co-owners, Steve Lines and Shane Hollenback, have dedicated their careers to building a mortgage brokerage that empowers both homeowners and loan officers to thrive in a competitive market.

 

With decades of experience and a passion for helping people achieve their financial goals, Steve and Shane are hands-on leaders who are deeply involved in every aspect of the business. Their leadership philosophy is simple: Put people first, solve problems before they arise, and stay ahead of industry trends. These guiding principles have helped Lender Express become a trusted partner for clients across multiple states.

Steve and Shane aren’t just about closing deals—they’re about building relationships. They understand that for loan officers to succeed, they need a supportive environment with the right tools, resources, and mentorship. That’s why they’ve made it their mission to provide an innovative, collaborative workplace where loan officers can grow their careers and deliver exceptional service to clients.

Their combined leadership has shaped Lender Express into a brokerage that stands out for its integrity, innovation, and commitment to excellence. Whether you’re a prospective client looking for personalized mortgage solutions or a loan officer seeking a company that invests in your success, you can trust that Steve and Shane are dedicated to helping you achieve your goals.

We invite you to learn more about their backgrounds, values, and vision for the future of Lender Express.

Owners

Steve Lines - Co-Owner, Lender Express

Over my 25+ year career, I’ve helped thousands of homeowners purchase homes. I am the co-owner of Lender Express, an award-winning, multi-state mortgage brokerage based in Arizona that offers a full range of mortgage products.

I began my lending career in 1996 as a bilingual mortgage loan officer at Wells Fargo Home Mortgage while attending Arizona State University. After earning my degree in accounting from ASU, I worked as an Auditor at Ernst & Young in Phoenix. During my time there, I obtained my mortgage broker’s license and started originating loans on the side while my wife took a break from her career to care for our second child. After a few months, I realized the value of leaving public accounting behind and dedicating myself to a full-time career in mortgage lending, serving both English- and Spanish-speaking clients.

In 2007, I converted my first brokerage into a branch of a local mortgage banker, which allowed me to expand my reach and better serve my clients. Over the years, I managed high-producing offices and built successful teams, helping many homebuyers secure the financing they needed. However, in 2020, I decided to reopen my brokerage, Lender Express, with a renewed focus on providing personalized service and a full range of mortgage products. This move has allowed me to continue growing as a leader in the industry and deliver exceptional results for my clients.

 

Throughout my career, I’ve enjoyed helping homebuyers secure the best financing options available while leading top-producing origination teams. I take pride in identifying potential obstacles in the loan approval process and addressing them before they become challenges for my clients. My mission is to minimize the stress and anxiety that can come with the homebuying experience so my clients can focus on the joy of purchasing their home.

In addition to originating loans, I’ve also:

  • Worked as a licensed instructor teaching pre-licensing and continuing education courses for mortgage and real estate professionals
  • Spoken at national mortgage tech conferences
  • Written multiple online articles that rank highly on Google
  • Generated hundreds of thousands of exclusive mortgage leads through both organic and paid online advertising strategies.

 

I’m married with three daughters and a granddaughter. In my free time, you’ll likely find me attending my daughter’s volleyball games.

Shane Hollenback – Co-Owner, Lender Express

With over 25 years of experience in the mortgage industry, my journey from Loan Officer Assistant to Co-Owner of Lender Express has shaped who I am today. Along the way, I’ve built a deep understanding of the industry, developed strong problem-solving skills, and discovered a true passion for helping others succeed. I believe success should be both rewarding and fun, and I strive to create that balance for my team and clients.

 

I got my start in 2000, working as an assistant to my mom, a mortgage professional. She believed in the “sink or swim” method, which forced me to dive in and figure things out on my own. I spent a lot of time researching guidelines and solving complicated loan issues, which gave me a strong foundation in the technical side of the mortgage process. That experience taught me to be resourceful, adaptable, and persistent.

Over the years, I moved from being a Loan Officer to running my own production team and later managing branches. By 2010, I was leading teams and mentoring others, using my knowledge to help them succeed. In December 2022, I became Co-Owner of Lender Express. This role allows me to combine my technical expertise with my passion for leadership as I guide loan officers and ensure our clients receive exceptional service. 

 

I’ve built a reputation as a problem-solver because I know how to handle tricky loan scenarios. Whether it’s dealing with complex income structures or unique borrower situations, I enjoy finding creative solutions to help clients. 

I’m also proud of my time serving in the military. Out of high school, I spent three years on active duty and then served another three years with the Air National Guard.  

 

As a leader, I value teamwork and collaboration. I work hard to create an environment where everyone feels supported and encouraged to grow. I strive to be available because I want my team to know I’m invested in their success. To me, our wins are shared, and I want every loan officer to feel like an important part of our company’s success.  

 

Outside of work, I enjoy music, travel, and connecting with people. I love exploring cities, meeting locals, and soaking in the culture. Though I grew up in Montana, Arizona is now my home, and I’m proud of the life and relationships I’ve built.  

 

At Lender Express, my goal is to help others succeed. Whether it’s helping our team reach new heights or guiding clients through the mortgage process, I’m here to make the journey successful and enjoyable for everyone.  

Have questions? Reach out to us and let’s have a conversation.

Ready to learn more about what Lender Express can do for you?